Every feature, in one place
Payroll software usually bundles calculations, tax filing, direct deposit, employee self-service, PTO tracking, and compliance reporting — here's exactly what PayrollZero does today, what's free, what's Pro ($20/month), and what's coming next. Click any feature to see how it works, with screenshots.
Running payroll
The core run — as many times a month as you need, at no per-run cost.
Unlimited payroll runs
FreeRegular, off-cycle/bonus, and correction runs — run as often as your business needs, with no per-run fee.
See how it works →Every pay frequency
FreeWeekly, biweekly, semi-monthly, or monthly — set once for the company, or generate a recurring pay-period schedule to pick dates from a dropdown.
See how it works →Five pay types
FreeHourly, salaried, commission, contractor (1099, no withholding), and piece-rate — each calculated the right way automatically.
See how it works →Overtime, your way
FreeA company-wide overtime multiplier with a per-employee override for anyone whose rate differs.
See how it works →Pay stubs (PDF)
FreeA clean, downloadable pay stub generated for every employee on every run.
See how it works →Payroll autopilot
ProFor all-salaried teams: PayrollZero creates, calculates and posts each scheduled run on its own, then emails every Owner and Manager a summary — or holds the run for review if anything needs a look.
See how it works →Tax payment tracking
FreeEvery run lists what's owed to each agency and when — federal, state withholding, unemployment and more — with a link to the agency's portal and a Mark complete step.
See how it works →ADP time card import
FreeUpload an ADP payroll data import file or time card report and the run's hours fill themselves in — matched to employees by ADP file number, then by name.
See how it works →Scheduled pay-rate changes
FreeRecord a raise, promotion or pay-type change with an effective date — a future date queues it up — and keep the full rate history.
See how it works →Tax calculation
The arithmetic that actually takes the time — done for you, correctly, every run.
Federal income tax withholding
FreeThe full IRS Publication 15-T Worksheet 1A calculation — filing status, the Step 2 multiple-jobs checkbox, Step 3 dependent credits, and Step 4(a)/(b) income and deduction adjustments, not just a simplified bracket lookup.
See how it works →FICA — Social Security & Medicare
FreeEmployee and employer shares calculated automatically, including Additional Medicare withholding once an employee crosses the year-to-date threshold.
See how it works →FUTA
FreeFederal unemployment tax computed against the annual wage base, employer-paid.
See how it works →Washington state taxes
FreePaid Family & Medical Leave, WA Cares Fund, State Unemployment Insurance (SUI), and Labor & Industries (L&I) workers' comp premiums by risk classification.
See how it works →Georgia state taxes
FreeGeorgia income tax withholding and State Unemployment Insurance (SUI).
See how it works →Florida state taxes
FreeFlorida has no state income tax — payroll runs calculate the employer-paid Reemployment Tax against the annual wage base, and track the payment due to the Florida Department of Revenue.
See how it works →California state taxes
FreeCalifornia personal income tax withholding (EDD Method B, with DE 4 allowances), State Disability Insurance, and the employer-paid Unemployment Insurance and Employment Training Tax — with the EDD payment tracked on each run. Filing forms (DE 9/DE 9C) are not built yet.
See how it works →Illinois state taxes
FreeIllinois income tax withholding (the IL-700-T formula with IL-W-4 line 1 and line 2 allowances) and employer Unemployment Insurance, with the Department of Revenue and IDES payments tracked on each run. Filing forms are not built yet.
See how it works →New York state taxes
FreeNew York income tax withholding (NYS-50-T-NYS Method II exact calculation with IT-2104 allowances), employee Disability (SDI) and Paid Family Leave contributions, and employer Unemployment Insurance, with the Tax Department and Department of Labor payments tracked on each run. NYC and Yonkers local tax, the MCTMT employer tax, and filing forms are not built yet.
See how it works →Oregon state taxes
FreeOregon income tax withholding (DOR formula with OR-W-4 allowances), the Statewide Transit Tax, Paid Leave Oregon (employee and employer shares), the Workers’ Benefit Fund, and employer Unemployment Insurance — with the Department of Revenue and Employment Department payments tracked on each run. Filing forms and local transit taxes (TriMet, Lane) are not built yet.
See how it works →Wyoming, South Dakota, Alaska and Nevada state taxes
FreeThese states have no wage income tax — payroll runs calculate the employer-paid unemployment tax against each state's annual wage base and track the payment. Alaska also withholds the employee unemployment contribution. Nevada's Modified Business Tax and filing forms are not built yet.
See how it works →Tennessee and New Hampshire state taxes
FreeThese states have no wage income tax — payroll runs calculate the employer-paid unemployment tax against each state's annual wage base and track the payment. Filing forms aren't built yet.
See how it works →Arizona state taxes
FreeArizona income tax withholding at the flat percentage each employee elects on Form A-4, plus employer-paid Unemployment Insurance — with the Department of Revenue and DES payments tracked on each run. Filing forms aren't built yet.
See how it works →Indiana state taxes
FreeIndiana's flat state income tax rate plus every county's own rate, applied to wages after the WH-4 personal exemption, and employer-paid Unemployment Insurance — with the Department of Revenue and DWD payments tracked on each run. Dependent/adopted-child exemptions and filing forms aren't built yet.
See how it works →North Dakota state taxes
FreeNorth Dakota income tax withholding (the state's Annual Percentage Method for 2020-and-after Forms W-4, by filing status) plus employer-paid Unemployment Insurance — with the Office of State Tax Commissioner and Job Service ND payments tracked on each run. Filing forms aren't built yet.
See how it works →North Carolina state taxes
FreeNorth Carolina income tax withholding (the NC-30 Annualized Wages Method, with the standard deduction and NC-4 allowances) plus employer-paid Unemployment Insurance — with the Department of Revenue and DES payments tracked on each run. Filing forms aren't built yet.
See how it works →Utah state taxes
FreeUtah income tax withholding (Publication 14's per-pay-period schedules) plus employer-paid Unemployment Insurance — with the Tax Commission and DWS payments tracked on each run. Filing forms aren't built yet.
See how it works →Michigan state taxes
FreeMichigan's flat income tax rate with MI-W4 personal exemptions, plus employer-paid Unemployment Insurance — with the Treasury and UIA payments tracked on each run. City income taxes (Detroit and others) and filing forms aren't built yet.
See how it works →Pennsylvania state taxes
FreePennsylvania's flat income tax rate, the employee Unemployment Compensation contribution, and employer-paid UC tax — with the Department of Revenue and Department of Labor & Industry payments tracked on each run. Local Earned Income Tax and filing forms aren't built yet.
See how it works →Colorado state taxes
FreeColorado income tax withholding (the DR 1098 formula, with the standard deduction), FAMLI paid family and medical leave (employee and employer shares), and employer-paid Unemployment Insurance — with the Department of Revenue, CDLE and FAMLI Division payments tracked on each run. Filing forms aren't built yet.
See how it works →Kentucky state taxes
FreeKentucky's flat income tax withholding (Form 42A003, with the standard deduction) and employer-paid Unemployment Insurance — with the Department of Revenue and Office of Unemployment Insurance payments tracked on each run. Local occupational license taxes and filing forms aren't built yet.
See how it works →Idaho state taxes
FreeIdaho's flat 5.3% income tax withholding above the filing-status threshold, and employer-paid Unemployment Insurance — with the State Tax Commission and Department of Labor payments tracked on each run. Filing forms aren't built yet.
See how it works →Iowa state taxes
FreeIowa income tax withholding (the four-step formula using each employee's IA W-4 marital status and allowances) and employer-paid Unemployment Insurance — with the Department of Revenue and Workforce Development payments tracked on each run. School district surtax and filing forms aren't built yet.
See how it works →Louisiana state taxes
FreeLouisiana income tax withholding (the R-1306 formula with the L-4 standard deduction) and employer-paid Unemployment Insurance — with the Department of Revenue and Workforce Commission payments tracked on each run. Filing forms aren't built yet.
See how it works →Mississippi state taxes
FreeMississippi income tax withholding (4% above a $10,000 zero bracket, after the standard deduction and each employee's Form 89-350 exemption) and employer-paid Unemployment Insurance — with the Department of Revenue and MDES payments tracked on each run. Filing forms aren't built yet.
See how it works →Oklahoma state taxes
FreeOklahoma income tax withholding (the OW-2 annual percentage method with OK-W-4 allowances, rounded to whole dollars) and employer-paid Unemployment Insurance — with the Tax Commission and Employment Security Commission payments tracked on each run. Filing forms aren't built yet.
See how it works →Kansas state taxes
FreeKansas income tax withholding (the KW-100 percentage formula with K-4 allowances) and employer-paid Unemployment Insurance — with the Department of Revenue and Department of Labor payments tracked on each run. Filing forms aren't built yet.
See how it works →Missouri state taxes
FreeMissouri income tax withholding (the annual formula using each employee's MO W-4 filing status, rounded to whole dollars) and employer-paid Unemployment Insurance — with the Department of Revenue and DOLIR payments tracked on each run. Kansas City and St. Louis earnings taxes and filing forms aren't built yet.
See how it works →Virginia state taxes
FreeVirginia income tax withholding (the employer formula with VA-4 exemptions) and employer-paid Unemployment Insurance — with the Department of Taxation and Employment Commission payments tracked on each run. Filing forms aren't built yet.
See how it works →Wisconsin state taxes
FreeWisconsin income tax withholding (the W-166 alternate method with WT-4 exemptions) and employer-paid Unemployment Insurance — with the Department of Revenue and DWD payments tracked on each run. Filing forms aren't built yet.
See how it works →Alabama state taxes
FreeAlabama income tax withholding (the Department of Revenue booklet formula, using each employee's Form A-4 code and dependents and their federal withholding) and employer-paid Unemployment Insurance — with the Department of Revenue and Department of Workforce payments tracked on each run. Filing forms aren't built yet.
See how it works →Arkansas state taxes
FreeArkansas income tax withholding (the DFA formula method with AR4EC exemption credits) and employer-paid Unemployment Insurance — with the DFA and Workforce Services payments tracked on each run. Filing forms aren't built yet.
See how it works →Nebraska state taxes
FreeNebraska income tax withholding (the Circular EN percentage method with W-4N allowances) and employer-paid Unemployment Insurance — with the Department of Revenue and Department of Labor payments tracked on each run. Filing forms aren't built yet.
See how it works →Montana state taxes
FreeMontana income tax withholding (the annual formula by MW-4 filing status, rounded to whole dollars) and employer-paid Unemployment Insurance — with the Department of Revenue and Department of Labor & Industry payments tracked on each run. Filing forms aren't built yet.
See how it works →Ohio state taxes
FreeOhio income tax withholding (the optional computer formula with IT-4 exemptions) and employer-paid Unemployment Insurance — with the Department of Taxation and ODJFS payments tracked on each run. School district and municipal income taxes and filing forms aren't built yet.
See how it works →New Mexico state taxes
FreeNew Mexico income tax withholding (the FYI-104 percentage-method tables by filing status) and employer-paid Unemployment Insurance — with the Taxation and Revenue Department and Workforce Solutions payments tracked on each run. Filing forms aren't built yet.
See how it works →West Virginia state taxes
FreeWest Virginia income tax withholding (the IT-100.2A/B tables with IT-104 exemptions and the one-earner option) and employer-paid Unemployment Insurance — with the State Tax Department and WorkForce WV payments tracked on each run. Filing forms aren't built yet.
See how it works →Vermont state taxes
FreeVermont income tax withholding (the GB-1210 percentage method with W-4VT allowances), the employer Child Care Contribution, and employer-paid Unemployment Insurance — with the Department of Taxes and Department of Labor payments tracked on each run. Filing forms aren't built yet.
See how it works →Maine state taxes
FreeMaine income tax withholding (the percentage method with W-4ME allowances, phased-out standard deduction and high-income surcharge), Paid Family and Medical Leave (employee and employer shares), and employer-paid Unemployment Insurance — with the Revenue Services, Paid Leave and Department of Labor payments tracked on each run. Filing forms aren't built yet.
See how it works →Connecticut state taxes
FreeConnecticut income tax withholding (the DRS TPG-211 calculation rules by each employee's CT-W4 code), the employee Paid Leave contribution, and employer-paid Unemployment Insurance — with the DRS, Paid Leave Authority and Department of Labor payments tracked on each run. Filing forms aren't built yet.
See how it works →Delaware state taxes
FreeDelaware income tax withholding (the percentage method with DE-W4 allowance credits), Delaware Paid Leave (employee and employer shares by company size), and employer-paid Unemployment Insurance — with the Division of Revenue, Paid Leave and Department of Labor payments tracked on each run. Wilmington's city tax and filing forms aren't built yet.
See how it works →Hawaii state taxes
FreeHawaii income tax withholding (the 2026 annualized method with HW-4 allowances) and employer-paid Unemployment Insurance — with the Department of Taxation and DLIR payments tracked on each run. Temporary Disability Insurance and filing forms aren't built yet.
See how it works →Texas state taxes
FreeTexas has no state income tax — payroll runs calculate the employer-paid unemployment tax against the annual wage base, and track the payment due to the Texas Workforce Commission.
See how it works →Per-employee and per-company overrides
FreeTax rate tables come with platform defaults, but any company can set its own override — with a rate-freshness check against the official source.
See how it works →Tax withholding elections & exemptions
FreeTurn a tax off for the whole company, or for a single employee with an exemption on file — everything stays on by default.
See how it works →Multi-state tax calculation
ProRun payroll for employees across every state your company has active — the tax engine handles each employee's own state correctly.
See how it works →Filing & forms
Real, ready-to-file government forms — not just numbers on a screen.
Form 941 (quarterly)
FreeThe official IRS PDF, flattened and filled with your real numbers, plus a worksheet for cross-checking every line.
See how it works →Form 940 (annual FUTA)
FreeSame official-form-plus-worksheet treatment as the 941.
See how it works →W-2, W-3 & EFW2
FreeAn EFW2 wage file ready for SSA Business Services Online e-filing, plus employee W-2 copies and a W-3 summary.
See how it works →Washington state filings
FreeL&I quarterly reports, ESD unemployment insurance, and Paid Family & Medical Leave — ready-to-file worksheets for each.
See how it works →Georgia state filings
FreeDOL-4N unemployment wage report, Form G-7 quarterly withholding, and G-1003 annual reconciliation.
See how it works →State filing CSV exports
ProMachine-readable wage files for GA G-1003, WA UI, and WA Paid Leave, built directly to each agency's official import format — upload instead of re-typing.
See how it works →Filing deadline reminders
FreeEmail and calendar reminders before every deposit and filing deadline — 14, 7, 3, and 1 days out, and once if something becomes overdue.
See how it works →Filing calendar
FreeEvery filing return, tax deposit and new-hire report due in the year, on one page — with a worksheet link and a Mark filed button for each.
See how it works →Form-revision checking
FreePayrollZero checks the IRS site for a newer 941/940 revision and flags it if the bundled form may be out of date.
See how it works →Employees & onboarding
Getting people into the system, and keeping their own information current.
Manual employee entry
FreeEnter a new hire's full record yourself — address, SSN, W-4 details, pay rate, everything.
See how it works →Onboarding invites
ProSend a new hire a link to fill in their own information online (or print a paper form as backup) — you review and approve before it's finalized.
See how it works →I-9 & W-4 form delivery
ProOnboarding paperwork emailed straight to the new hire alongside their invite.
See how it works →Employee self-service portal
FreeEmployees log in to see their own pay stubs, W-2s, PTO balance and history, and profile — nothing about anyone else.
See how it works →Self-service change requests
FreeEmployees can request a W-4 or direct-deposit change themselves; you review and approve it before anything changes.
See how it works →New-hire state reporting
ProThe worksheet every state new-hire report asks for, pre-filled from records already on file.
See how it works →Direct deposit collection
ProSend an employee a secure link to enter their own bank details, or enter them yourself from a returned paper form — encrypted at rest either way.
See how it works →Split direct deposit
ProEmployees can split their pay across multiple bank accounts by dollar amount or percentage, add and reorder accounts themselves, and see the split reflected on their pay stub — you or a Manager approve any change before it takes effect.
See how it works →Bulk employee import (CSV)
FreeAdd your whole team from one spreadsheet — download the template, fill it in, and preview everything before a single record is created.
See how it works →PTO & deductions
The ongoing bookkeeping payroll software should just handle.
PTO accrual
FreeA company-wide accrual rate (hours earned per hours worked), with a per-employee override for anyone whose policy differs.
See how it works →PTO ledger & manual adjustments
FreeA running balance with full history — every accrual, payout, and manual correction, each with a note explaining why.
See how it works →Pre-tax deductions
Free401(k), HSA, and cafeteria/Section 125 plans, applied before tax calculation.
See how it works →Garnishments
FreeChild support, tax levies, and other garnishments, withheld in the correct legal priority order ahead of discretionary deductions.
See how it works →Reporting & compliance
What you (and your accountant) need when you need it.
Payroll reports
FreeQuarterly and annual payroll summaries, exportable as PDF or CSV.
See how it works →Posting report
FreeA per-run accounting summary — by employee, by department, and full tax detail — downloadable as CSV or PDF for your books.
See how it works →Year-to-date import
FreeSwitching mid-year? Import prior-payroll wages so this year's federal filings still come out correct.
See how it works →Activity log
FreeA full audit trail of who changed what and when, across the whole account.
See how it works →Accounts & security
Multiple people, one company, properly separated.
Owner and Employee logins
FreeOne Owner account with full control, plus a self-service login for every employee.
See how it works →Manager accounts
ProAdd Manager logins that can run payroll and view alerts without full Owner access — as many as you need.
See how it works →Two-factor authentication
FreeEvery login is protected by email-based 2FA.
See how it works →Encrypted sensitive data
FreeSensitive personal and financial information is encrypted at rest, never stored as plain text, and only ever shown briefly after re-confirming your password.
See how it works →Automatic pay stub emailing
ProPay stubs emailed automatically to each employee the moment they're generated — no manual distribution.
See how it works →Priority support
ProFaster turnaround on support tickets.
See how it works →Coming soon
Not built yet — shown honestly as planned.
Taxes and filing for all 50 states
Washington and Georgia are fully built today (calculation and filing forms), and Florida, Texas, California, Oregon, Illinois, New York, Wyoming, South Dakota, Alaska, Nevada, Tennessee, New Hampshire, Arizona, Indiana, North Dakota, North Carolina, Utah, Michigan, Pennsylvania, Colorado, Kentucky, Idaho, Iowa, Louisiana, Mississippi, Oklahoma, Kansas, Missouri, Virginia, Wisconsin, Alabama, Arkansas, Nebraska, Montana, Ohio, New Mexico, West Virginia, Vermont, Maine, Connecticut, Delaware and Hawaii are live for payroll tax calculation. Every other state is on the roadmap — which state we build next is shaped directly by what applicants and customers ask for.
Per-state automatic filing add-on
As new states ship, tax calculation for them is included in Pro the same way WA, GA, FL, TX, CA, OR, IL, NY, WY, SD, AK, NV, TN, NH, AZ, IN, ND, NC, UT, MI, PA and CO are today — but full filing support (forms and wage-file exports) for each additional state beyond WA/GA is planned as a separate, per-state add-on.
Automatic tax filing and payment
PayrollZero calculates what's owed and prepares the forms today; having it actually file and pay the government on your behalf is the headline Pro automation feature still in development.
Direct deposit
PayrollZero securely collects employee bank details today, but actually initiating the ACH transfer to pay them is still on the roadmap — for now, use the collected bank info with your own bank's transfer.
Want something that isn't here yet?
Every PayrollZero account can request a new feature and vote on what other customers have requested — the most-voted requests are what we build next. Sign up to get an account, then look for "Features" in the menu.
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